A new financial year rarely starts quietly. For many Americans, FY27 arrives with a mix of cautious optimism and fiscal stress. Inflation has decreased compared to previous years, but the cost of living is still high. The global crisis, falling energy prices and economic uncertainty continue to influence markets and household finances alike. Although world … Read more
Mortgage rates have fallen in the last few weeks – but what about long-term rates? Where are rates headed in the next five years, and should you wait for mortgage rates to drop before buying or refinancing? The mortgage interest rate is determined by several factors, all of which can give us clues about the … Read more
Mortgage rates are sitting at 6.38%, according to the latest data from Freddie Mac – up slightly from earlier this year, but still lower than last year (in January 2025, rates rose to a little over 7%). (You can see mortgage rates in your area herefrom our marketing partner Bankrate.) So what’s next for mortgage … Read more