First-time buyers feel the pain of rising mortgage rates: Will it lead to chain collapse and lower house prices?

Under pressure: First-time buyers saw fixed mortgage rates rise by more than 1 percent in just four weeks.

First-time buyers are feeling the brunt of rising mortgage rates while some property insiders fear it could have a knock-on effect on the rest of the market. Since the war in the Middle East began, fixed-rate loans have increased significantly due to fears of inflation being lower than expectations of future interest rates. The average … Read more

Iran war could increase mortgage payments for 1.3m more families, says Bank of England

Iran war could increase mortgage payments for 1.3m more families, says Bank of England

The US-Israel war against Iran could end up costing the monthly bills of more than one million UK households, the Bank of England has predicted, adding that the conflict has caused a “major supply chain crisis” in the global economy. Financial market turmoil over the Middle East conflict has caused banks to withdraw about 1,500 … Read more

When will mortgage rates drop to 4% again?

When will mortgage rates drop to 4% again?

While interest rates may not fall to 3% again, what about 4%? Even before the COVID-19 pandemic, rates stood at or below 4%. Currently, rates are rising in the mid- to mid-6% range. And while there are many factors to consider when considering buying a home, getting a low-interest mortgage can save you a lot … Read more

6 economists and real estate experts predict where mortgage rates are headed in April – and more

6 economists and real estate experts predict where mortgage rates are headed in April - and more

Mortgage rates are sitting at 6.38%, according to the latest data from Freddie Mac – up slightly from earlier this year, but still lower than last year (in January 2025, rates rose to a little over 7%). (You can see mortgage rates in your area herefrom our marketing partner Bankrate.) So what’s next for mortgage … Read more

Exclusive: US Treasury to talk with insurance regulators about private mortgage lenders, sources say

Exclusive: US Treasury to talk with insurance regulators about private mortgage lenders, sources say

1 in 2 US dollar notes are seen in this illustration taken March 24, 2026. REUTERS/Dado Ruvic/Illustration [1/2]US dollar bills are seen in this illustration taken on March 24, 2026. REUTERS/Dado Ruvic/Illustration Purchase Licensing. Rightsopens a new tab The US Treasury Department plans to meet with insurance regulators, seeking information on benefits, funding The talks … Read more

HELOC and mortgage rates Sunday, March 29, 2026: Little movement in rates this week

HELOC and mortgage rates Sunday, March 29, 2026: Little movement in rates this week

Home equity line of credit (HELOC) and home equity loan rates remain steady after the Federal Reserve’s second rate cut in 2026. Prime rates are unchanged and second mortgage rates remain close to a three-year low. According to real estate firm Curinos, the average HELOC rate is 7.20%. The lowest 52-week HELOC was 7.19% in … Read more

Mortgage and refinance rates today, March 29, 2026: the 30-year rate rises 10 bps from Friday.

Mortgage and refinance rates today, March 29, 2026: the 30-year rate rises 10 bps from Friday.

At the end of this week, mortgage rates are at their highest level since the end of September. Zillow Market offers a 30-year fixed rate mortgage report of 6.47%. It’s 15 years now 5.90%. Here are the latest mortgage rates, according to the latest Zillow data: 30 years of stability: 6.47% 20 years of stability: … Read more