Owners of Premium Bonds may have to wait years before earning a payout, meaning the money may lose out on years of savings. In 2025, the first winners of Premium Bonds waited 3.1 years before winning a prize, a freedom of information request submitted to NS&I by Quilter revealed. Almost one in three (29%) holders … Read more
Mortgage rates have fallen in the last few weeks – but what about long-term rates? Where are rates headed in the next five years, and should you wait for mortgage rates to drop before buying or refinancing? The mortgage interest rate is determined by several factors, all of which can give us clues about the … Read more
Homebuyers warned to brace for ‘riding noise’ (Image: Getty) Homebuyers are being advised to be prepared to “go hard” as mortgage rates rise again. NatWest has announced it will increase mortgage rates by a further 0.28%, giving rise to warnings of a potential 6% rate hike at the end of April. Exchange rates, the amount … Read more